What Is MOBE About? – My Online Business Education A Scam? Matt Lloyd Scammer?

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Name: MOBE (My Online Business Education) aka MTTB

Website: www.mobe.com

Owner: Matt Lloyd

Price: $49 + 19.95 per month + thousands of dollars of upsells

Overall: 1 Stars (1 / 5)

Date when it started: 2011

Verdict: Pyramid Scheme

What is MOBE about?

Firstly, let’s hear what the owner of MOBE, Matt Lloyd, has to say about his “program”

He claims that MOBE is a place that help entrepreneurs to build better and more successful businesses through MOBE’s products, services and live events. “Our goal is to eventually have thousands of training products to build your wealth and grow your wealth” “MOBE is here to take some the burden off your shoulders” “MOBE also has the best affiliate program in the industry” “Where fans of our products, services and live events can promote them and earn big and lucrative commissions” “My goal is to set the record for the most commissions ever paid out in our industry, and maintain that lead” “We reward our affiliates partners very well, and we have some of the biggest commissions and highest converting sales funnels in the industry” “Our goal is to be the number one training resources for entrepreneurs in the world and to help as many of them to succeed in the end”.

So, what is the “business opportunity” that MOBE is promoting?

The program is a called My Top Tier Business, MTTB for short. This is a lead page by some of their affiliates on how they promote MTTB.

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Note on how they advertised their “program” for free and they even guarantee you will make a commission within 30 days of completing the steps, if not they will pay you $500. “How average people with no prior experience online are depositing $1,250, $3,300, and even $5,500 commissions”.  Wow, doesn’t that sounds to good to be true already and to be honest it also sounds like one of those “get rich quick” schemes.

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Btw, one of their top Affiliates, John Chow has been promoting MOBE too. This is how he promote on his Blog.

“All it takes is for you to make a decision, and then putting in the effort. If you are at a point in your life where enough is enough, and you’re ready to make a change, get started by applying for MTTB. The program will give you all the tools, training, and personal 1-on-1 coaching you need to start making big money online. You may not pull down a $100K in 24 days right away, but it’s pretty easy to make at least $1,000 a month from it. ” Source – www.johnchow.com

His affiliate link is at “applying for MTTB”, so, out of curiosity, I click his affiliate link and guess what? This appears.

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Although I was thinking to close the page,  but to find out what’s really in the link, I click the “Ignore Warning” and it brought me to the MTTB order page. Well, what do you expect, another MTTB sales pitch of $49.

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What I find confusing is that, some of their affiliates are promoting the program as “free”, while John Chow is promoting it at $49. So, how much must you exactly pay for this “business opportunity”?

Well, let’s find out how much exactly must you pay for the “program” Firstly, you have to paid $49 for the application fee. They make you think that you will gain free access to their program on their email capture page(at the top). The truth is you have to spend $49 to join the program.

So, after spending the $49, now what? How can you earn?

The $49 will entitle you to the “21 Steps Program”.


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So, what is the 21 Steps Program all about? 

Before you can “unlocked” those videos, you need to speak with your assigned “Business Coach”. You will contact him/her by Skype.  Once you have spoken to your coach, the first 2 steps will be unlocked for you to access. Your coach will unlock 2 steps at a time, and each time you have completed 2 steps, you will have to contact your coach again to get another 2 steps unlocked. However, your coach will stop contacting you after Step 6. After Step 6, the remaining 15 Steps will be automatically unlocked to you.

So why will your coach stop contacting you after Step 6? Step 6 is the point where you have to make a decision, whether or not to be a part of MOBE by purchasing the license rights to promote MOBE or to be a regular affiliate. During step 6 of the 21 step program they upsell you to a $1997 MOBE License. This is required to achieve the high commissions they are claiming for this program. With the remaining 15 steps they attempt to upsell you to as many other programs and information products as they can. When you have completed the steps they have you promote this to your network and they have you drive internet traffic to them. They will also interview you and get you to sign a Non-Disclosure Agreement.

As you can see from these steps they are designed to upsell you and train you how to sell MOBE products. You are paying to generate traffic for them and to enter their sales funnel that sells you “MOBE products.”

This is another video by Matt Lloyd himself, on how the MOBE sales funnel is designed to upsell you until you have exhausted your ability to buy. “Exhaust the customers ability to buy”

The full compensation plan of MOBE

Firstly, you have to pay the $49 Application Fee to join the “21 steps program” as I mentioned above.

Note: Before promoting any of the products in MOBE you will have to pay $19.95 per month for the standard affiliate program fee. Most affiliate programs are free and it should be free so I don’t see the need to charge someone to promote your products.

$1997 upfront, and then $99 /month MOBE License Rights.

The monthly charge is for the MOBE License Rights (MLR) Inner Circle, and must be paid to maintain an active affiliate status at the MLR level.

You get free access to 4 core products:

  • Affiliate Bonus Domination (retail price – $291)
  • How To Build A Funded Proposal (retail price – $194)
  • Email Marketing Empire (retail price – $194)
  • The OPT Formula (retail price – $194)

Included in the MOBE License Rights (MLR) Inner Circle are the following:

  • MLR Inner Circle monthly newsletter
  • MLR Bi-Monthly Calls
  • MLR Monthly License Fee

Here’s a list of MOBE products for which you will receive 90% commissions:

  • IM Revolution (retail price – $9.95)
  • Instant Info Product (retail price – $9.95)
  • MOBE Inner Circle (retail price – $97/month)
  • MOBE Elite Earners (retail price – $97/month)
  • Affiliate Bonus Domination (retail price – $291)
  • How To Build A Funded Proposal (retail price – $194)
  • Email Marketing Empire (retail price – $194)
  • The OPT Formula (retail price – $194)

Here is a list of MOBE products for which you will receive 50% commissions:

  • MOBE License Right Program (retail price – $1997)
  • 60K in 60 Days (retail price – $4997 )
  • Online Income Revolution (retail price – $997)
  • The 90 Day Challenge (retail price – $997)
  • Six Figure Coaching Secrets (retail price – $997)
  • Add The Nitrous (retail price – $997)
  • How To Make High Ticket Sales On The Phone (retail price – $1997)
  • Done For You Emails – Only Sold To MOBE License Rights members (retail price – $97/month)
  • Get Traffic 3.0 (retail price – $297 )
  • MLM Launch Formula (retail price – $297 )

There is one more program called the Diamond Coaching Program (retail price -$4997), for which you will get $1200 in commissions. – MOBE compensation plan

The Titanium Mastermind costs $8,997 upfront, and then $199 / month. Only MOBE Licensees are eligible to become Titanium Mastermind Members.

The Platinum Mastermind costs $14,997 upfront, and then $299 / month. Only Titanium Mastermind members are eligible to be Platinum Mastermind.

Every MOBE License Rights, Titanium and Platinum member gets 5% commissions on the personal sales of the members they sponsor.

Free Mercedes Program

With 5 points per month, MOBE Partners can drive away in a Mercedes Benz of their choosing.

Here’s how the point structure works:

  • A MOBE License Rights sale = 1 point
  • A Titanium Mastermind sale = 3 points
  • A Platinum Mastermind sale = 5 points

5 points you get a $600 per month lease. 10 points you get a $1,200 per month lease.

They are paying for a lease and not purchasing you a car. If you do not maintain your sales levels you are stuck with the lease.  – ethanvanderbuilt.com

Their so called “refund policy”

They claim you have nothing to lose and they have a 30 day risk free guarantee. Well, if you check their refund policy you will find that only the initials charges are refundable. You have plenty to lose on high ticket purchases.

“MOBE offers a thirty-day, money back guarantee on certain products unless otherwise stated in the various product or service agreements. All subsequent subscription fees are nonrefundable as the benefits of the service are realized immediately upon payment.” – www.mttbsystem.com/terms-conditions/

MOBE Income Disclosure 

“The average Active Affiliate generates less than $700 per year in commissions. The average affiliate, which includes both active and inactive, generates less than $250 per year, although it should be noted that the majority of inactive affiliates do not place ads to consistently promote programs for longer than 1 month. The “average” affiliate also does not finish the 21 Step training program, and fails to even attend the weekly training webinars.”

This table shows the income statistics of MOBE from September 15, 2014 to September 15, 2015.

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So out of everyone that joins MOBE, 95% of them make less than $100 per month. Wow, that’s lesser than working at minimum wage. I’m surprised that they actually revealed their income statistics on their website. – mobe.com/income-disclosure

The support of MOBE

This is how Matt Lloyd response to complaints about poor support within their system.slow-support-matt-lloyd

This is how Matt Lloyd unprofessionally responds to critics of his company.

“Recently, a bunch of whiny broke losers decided to attack me and my business, on an internet marketing forum known for attracting such losers.” – Source Matt Lloyd Email

When you pay thousands of dollars, I’m sure you would expect a high level of support from the company. However, in MOBE you might find a joke though of where the community is located. Instead of MOBE having a community of help within their actual back office, you will find everyone hanging out on Facebook within their group or offering support through Facebook PM’s lol.

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Here are some comments I found online by victims of MOBE.

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Finale Verdict: Mobe is a Pyramid Scheme.

There is no actual “product” of what MOBE is selling. What MOBE is selling is a false hope and a “vision” to deceive others to join the company. At the beginning, they make you think that you can make the $1,000, $3,000, $5,000 commissions after spending $49. The truth is you have to spend $1997+ to achieve the high commissions they are claiming for this program. This not what you expect if you have been sold on the idea of the $49 top tier business 21 step program. This scheme is focused on you buying into the program itself so that you have the “right” to promote the very same product to others.

Even a well known blogger, John Chow, is associated with the company. That’s how I learn about MOBE. However, that does not mean that the company legitimate, and I absolutely disgusted by him. He is just promoting MOBE for the sake of money, not caring whether the company is a Pyramid Scheme or not.

After reading my post, I would appreciate if you share this with anyone you know who is going through MOBE. You will be saving more lives from this scam. This is our fight. To prevent anyone else from being victims and to shut down this fraud. If you have lost money to this scam, you can file a complain with the FTC here www.ftccomplaintassistant.gov and tell them your experience with the company.

Lastly, if you have gone through MOBE, you can share your experience with me down below! I would be happy to talk to you. 🙂

If You Want To Make A Real Income Online, You Can Check Out My #1 Ranked Product Here!

Written by: Samuel
Date Published: 02/29/2016
1 / 5 stars

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2 Comments on "What Is MOBE About? – My Online Business Education A Scam? Matt Lloyd Scammer?"

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Constantin Sap

Good job buddy! Honestly for me this sounds like a scam right from the beginning. The fact that they charge so much money is the first sign of scam. Then why he has to say it’s free when in fact nothing of what he offers is free. Finally I love your pyramid picture there.

Great job!